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6000 Turkey Lake Road, Suite 212, Orlando, FL 32819

407-248-9647
Private Strategy Session

Wealth Management In Orlando, Florida

McDonough Capital Management is an independent Registered Investment Adviser on Turkey Lake Road, coordinating investments, retirement income, tax strategy, and estate planning for families, business owners, and retirees across Central Florida since 1999.

One plan, one team, and a fiduciary standard of care that applies to the advice we give you.

Request A Private Strategy Session Or Call 407-248-9647
1999 Independent RIA Since
CFP® Certified Financial Planner Team
Orlando Turkey Lake Road Office
FINRA Verify On BrokerCheck
The Best of 2025 Orlando!

The Best of 2025 Orlando!

McDonough Capital Management has been awarded with best Orlando Investment Advisor by the Orlando Awards Program for 2025. Each year, the Orlando Award Program identifies companies that they believe have achieved exceptional marketing success in their local community and business category. Here at McDonough Capital Management we pride ourselves with making a positive impact in our community and are honored to continue to serve the Orlando area which is why we have recieved this award nine years in a row.

The 2025 Best of Orlando issued by Orlando Award Program on 7/14/2025 was awarded in  the Investment Management category.  The financial professional was nominated for the recognition.  Criteria used to determine the winner(s) is based on companies that are believe to have achieved exceptional marketing success in their local community and business category.  A fee may have been paid for the promotion of the award.  Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation.  

Wealth Management Built On Three Decades Of Experience

Ed McDonough began working with clients and investments in 1987. In 1999 he left the wirehouse world and founded McDonough Capital Management as an independent Registered Investment Adviser in Orlando. That independence still shapes how the firm operates: advice is delivered through a fee-based advisory relationship rather than driven by product sales quotas.

Today the team serves physicians, attorneys, CPAs, business owners, corporate executives, Lockheed Martin engineers, young professionals, and retirees throughout Orange, Seminole, Osceola, and Lake counties. Much of the firm's growth has come through client referrals.

What clients get is a single coordinated plan. Investment management, retirement income sequencing, tax-aware strategy, equity compensation decisions, and estate coordination are handled together by people who talk to each other, rather than split across four professionals who never meet.

A Multi-Generational Approach To Wealth Management

Good planning outlasts any single meeting, and often any single advisor. Built on three decades of experience, the firm pairs Ed McDonough's established expertise with Shannon McDonough's team leadership, giving clients continuity of advice and a team that can guide their family for years to come.

Why Choose Our Orlando Financial Advisors

Choosing a financial advisor is a decision about whom to trust with your family's future. Our case rests on tenure in Orlando, independence, and a standard of care that puts your interests first within the advisory relationship.

McDonough Capital Management has been an independent Registered Investment Adviser since 1999, operating from Turkey Lake Road in Southwest Orlando. Ed McDonough started in this business in 1987. Camie Nguyen has been with the firm since 2006.


  • Independent Since 1999

    The firm was established as a Registered Investment Adviser in Orlando in 1999. Independence means advisory recommendations are made in your best interest rather than to satisfy a product quota.

  • CERTIFIED FINANCIAL PLANNER™ Professionals

    Both Ed and Shannon McDonough hold the CFP® certification. Ed also holds the Series 65 along with Life, Health, and Variable insurance licenses.

  • Rooted In Southwest Orlando

    Our office is on Turkey Lake Road and our advisors live in the communities they serve. Meetings happen face to face, and much of our growth has come by client referral.

  • Coordinated, Not Fragmented

    Investments, retirement income, tax strategy, and estate coordination are managed together by a team that shares one office and one plan for each client.

Edward A. McDonough, BSME, MBA, CFP

Edward A. McDonough, BSME, MBA, CFP®

Founder / Chief Investment Officer

Working with clients and investments since 1987 and founder of the firm in 1999. A Lehigh University engineering graduate with an MBA in Finance, focused on helping clients accumulate and preserve wealth with attention to risk tolerance and tax efficiency.

Shannon McDonough, MBA, CFP

Shannon McDonough, MBA, CFP®

Wealth Advisor

Leads day to day client planning, specializing in equity compensation plans, forward-looking tax strategies, and retirement income plans. Crummer Graduate School MBA, with CFP®, Series 7, 63, and 65 registrations.

Camie Nguyen

Camie Nguyen

Investment Advisor / Senior Operating Officer

More than 27 years of investment, research, compliance, and accounting experience, with the firm since 2006. Leads portfolio trading and compliance, and holds the Series 65. Not registered with Osaic Wealth.

Samantha Mosca

Samantha Mosca

Operations & Client Relations

Focuses on client engagement, relationship management, and resolving operational questions. Earned a Bachelor of Business Administration from the University of Central Florida.

Why An Orlando Advisor Makes A Difference

Living and planning in Florida changes the math. The figures below come from the IRS and the Social Security Administration, and each affects how an Orlando household should plan.

0%

Florida State Income Tax Rate

Florida levies no personal state income tax, which shapes Roth conversion timing, retirement withdrawal sequencing, and relocation planning differently than in higher-tax states. Coordinating those moves is where local guidance earns its keep.

Florida Constitution, Article VII; Florida Department of Revenue
$7,500

2026 IRA Contribution Limit

The traditional and Roth IRA contribution limit for 2026, with an additional $1,100 catch-up for those age 50 and older. Deciding which account to fund, and in what order, is a plan-level question.

IRS Notice 2025-67
$4,152

Maximum Monthly Benefit At Full Retirement Age

The maximum Social Security benefit for a worker retiring at full retirement age in 2026, up from $4,018 in 2025 after the 2.8 percent cost-of-living adjustment. Most households receive far less, which is why claiming timing and portfolio income planning matter.

SSA, 2026 Cost-of-Living Adjustment Fact Sheet
20+ yrs

Planning Horizon At Age 65

A 65-year-old today has a life expectancy that extends roughly two decades on average, and often longer. A plan has to fund a retirement that can last as long as a career.

SSA, Period Life Table, 2025

Figures are current as of the sources cited and are subject to change. This is not tax or legal advice. Please consult a qualified tax or legal professional regarding your circumstances.

Your Goals. Our Strategies.

Every engagement starts with the plan. Individual services are then built to serve it rather than sold separately. Start with our Orlando advisory team, or explore the specific services below.

Start Here Work With A Financial Advisory Team In Orlando Meet the advisors, see how the planning process works, and learn who the firm serves across Central Florida. Meet Your Orlando Advisors

Retirement Planning

Income sequencing, withdrawal order, Social Security claiming timing, and Medicare transition planning built around when you intend to stop working.

Plan Your Retirement Income

Investment Planning

Portfolios constructed around risk tolerance, time horizon, and tax location, with a stated sensitivity to preservation of capital alongside growth.

Review Your Investment Approach

Tax Planning

Forward-looking, multi-year tax strategy coordinated with your CPA. Asset location, gain and loss harvesting, and bracket management across retirement.

Explore Tax Strategy

401(k) Management

Allocation review, employer plan analysis, and rollover decisions for employees at Lockheed Martin, Disney, Universal, Marriott, and other Central Florida employers.

Manage Your Workplace Plan

Estate Planning

Beneficiary alignment, titling review, and legacy coordination with your attorney so your documents and your accounts tell the same story.

Coordinate Your Legacy

Roth Conversion Strategies

Multi-year conversion modeling against current and projected brackets, including the SECURE 2.0 Roth catch-up rules that took effect in 2026.

Model A Conversion

Financial Second Opinion

An independent review of a plan you already have. No obligation to move accounts, and a clear read on whether your current strategy still fits.

Get A Second Opinion

Investors With Substantial Portfolios

Estate and legacy coordination, tax-efficient investing, and family wealth transition for households with more complex balance sheets.

See How We Serve Larger Portfolios
Our Process
Our History
Our Values
Our Resources

The "Best Financial Advisors in Orlando" and "Best Tax Services in Orlando" are given by "Expertise" (expertise.com). Expertise evaluates service professionals for availability (finding potential picks), accreditations/awards/licenses, reputation (analyze review data), Experience (assess service capabilities), and professionalism. The awards are granted independently, and are not based on sales production requirements or client feedback. Third-party rankings and recognitions do not ensure that a client or prospective client will experience a higher level of performance or results and are not representative of any client's endorsement or evaluation

Areas We Serve

Our office in Southwest Orlando is minutes from Dr. Phillips and the Bay Hill corridor. We meet clients face to face here and work with households throughout the greater Orlando metro.

  • Orlando
  • Winter Park
  • Windermere
  • Dr. Phillips
  • Lake Nona
  • Winter Garden
  • Maitland
  • Apopka
  • Altamonte Springs
  • Celebration
  • Oviedo
  • Kissimmee

McDonough Capital Management
6000 Turkey Lake Road, Suite 212
Orlando, FL 32819

407-248-9647 · Toll-Free: 800-741-0380 · mcm@mcdonoughcapital.com

"I have been a client of McDonough Capital Management for a little over two years. Ed and Shannon have been invaluable in helping me reach my retirement goals. Their personalized approach and in-depth knowledge of the market and finances have given me peace of mind.  Thanks to their guidance, my investments have outperformed my expectations. I'm truly grateful for their expertise and dedication. I highly recommend them to anyone in need of a financial advisor."

-Jean

"Ed McDonough and the McDonough Capital Management team have been our financial advisor and Certified Financial Planner for over 20 years.  Excellent advice and customer service that has served us well through both tough times and good times.  We trust and enjoy working with the MCM team."
- Joe & Mary

"Trusting the McDonough Capital Management team has been one of the best decisions I have made for both my financial security and my future. I feel extremely confident that they have my best interests in mind, and I couldn’t ask for a better team to work with on both a professional and personal level. Thank y’all for all that you do for me!"

- Nick R

"When my wife and I were looking for a financial planner, it was critical that we find someone we can trust and that will listen to our priorities. We found that and more with the McDonough team. Ed and Shannon strike a healthy balance of listening first, then offering strategic options that align with our financial goals. The customer service from Samantha has been outstanding as well, helping to keep us on track with actions to ensure we stay on our financial path for our family’s future."

-James

More Client Testimonials

Non-compensated client testimonials; may not be representative of all client experiences; no guarantee of future performance or success.

Request A Private Strategy Session

If you want a clear, coordinated plan for your investments, your retirement income, and the tax decisions that connect them, we would welcome a conversation. Share a few details and we will reach out to schedule a time that works for you.

6000 Turkey Lake Road, Suite 212, Orlando, FL 32819

Prefer to talk now? Call 407-248-9647 Or book directly on our calendar

Securities offered through Osaic Wealth, Inc., Member FINRA/SIPC. Advisory services offered through McDonough Capital Management. McDonough Capital Management is not affiliated with Osaic Wealth, Inc. Submitting this form does not create an advisory relationship.

Frequently Asked Questions

Clear answers about working with a financial advisor in Orlando and what to expect from McDonough Capital Management.

What does a financial advisor in Orlando do?

A financial advisor helps you build and manage a plan for your investments, retirement income, taxes, and estate. At McDonough Capital Management, an independent Registered Investment Adviser in Orlando, those pieces are coordinated under one plan by the same team you meet with over time, rather than divided among separate professionals who never speak to each other.

How much money do I need to work with a financial advisor?

There is no single answer that fits every household, and the right starting point depends on the complexity of your situation rather than a single number. The best way to find out whether the firm is a fit is to request a Private Strategy Session and talk through your goals. There is no obligation to move accounts.

What is the difference between a financial advisor and a financial planner?

The terms overlap. A financial planner typically focuses on building a comprehensive plan across retirement, tax, and estate goals, while a financial advisor may also manage investments and other accounts. At McDonough Capital Management both roles sit with one team, and two of the firm's professionals hold the CERTIFIED FINANCIAL PLANNER certification.

How is a financial advisor at the firm compensated?

Advisory services are provided through a fee-based advisory relationship, and securities are offered through Osaic Wealth, Inc., Member FINRA/SIPC. Because the firm is a hybrid, some services are advisory and some involve securities offered through the broker-dealer. Your specific costs and the capacity in which the advisor acts are detailed in Form CRS and Form ADV, both linked on this site.

How do I check a financial advisor's background before hiring one?

You can check the background of the firm and its financial professionals on FINRA's BrokerCheck at brokercheck.finra.org. You can also review Form ADV Part 1, Form ADV Part 2A and 2B, and Form CRS, all of which are linked in the disclosures on this website.

Which Orlando areas does the firm serve?

The office is in Southwest Orlando near Dr. Phillips and Bay Hill, and the firm works with clients across the greater Orlando metro, including Winter Park, Windermere, Lake Nona, Winter Garden, Maitland, Apopka, Altamonte Springs, Celebration, Oviedo, and Kissimmee. Persons associated with the firm may only transact business in states in which they are properly registered or exempt from registration.

How do I schedule a meeting with an advisor?

You can request a Private Strategy Session using the form on this page, call the office at 407-248-9647, or book a time directly on the firm's online calendar. Submitting a form or requesting a meeting does not create an advisory relationship.

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